Home   Register   Sign In
Company Info
Fulton Financial Corporation
One Penn Square
Lancaster, PA, United States

Phone:
Web Site:

Save Contact
Company Profile




Associate Mortgage Loan Officer


col-narrow-left

Job ID:

186

Location:

Richmond, VA, United States

Category:

Accounting, Banking, Finance, Sales
col-narrow-right

Job Views:

15

Zip Code:

23235

Employment Type:

Full time

Posted:

10.02.2017
col-wide

Occupations:

Sales-Retail: General-Other: Sales-Business Development

Job Description:

This is a full-time career opportunity based out of our Stony Point office in Richmond, VA.

 

Embraces, promotes, and is accountable for delivering, Fulton Financial Corporation's superior customer service. Solicits first mortgages through contacts with realtors, builders, and developers. Works with customers and prospective customers to assist in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and goals.. This is an entry level role that combines formal classroom training, on-the-job training and mentorship over a twelve month period.
 

Essential Duties

  • Successfully completes all mortgage training required for this position. This includes in house classroom, on the job, external, and any state or national training necessary to earn and maintain mortgage lending authority. Over time, becomes a proficient on the various mortgage products offered and how they each best satisfy a customer's financial needs. Adhere to and fully comply with any and all policies and procedures related to internal and external rules and regulations.
  • Teams with a Mentor to execute assigned and self-created mortgage marketing plans to meet or exceed mortgage production goals. Develops and expands referral sources in order to solicit first mortgages. Establishes and maintains regular contact with Realtors in their offices and on site at open house events. Meets with builders on job sites to discuss lending options related to clients they have building homes. Regularly seeks opportunities to meet with developers. Participates in building trade shows and events related to real estate where relationships can be built and those already established can continue to grow.
  • After necessary training, collects and analyzes applicant financial information to assess the financial circumstances anddetermine whether the applicant and the property qualify for a particular loan. Interviews applicants and provides required information for the mortgage product. This includes income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of property and similar information. Identifies customer's needs in conjunction with customer's financial situation and evaluates those needs in relation to available financial products. Recommends the financial product(s) which best meet the customer's specific needs after advising customer about the risks and benefits of the loan alternatives, including the options and advantages involved. Recommends terms and conditions of mortgage loans.
  • Engages in customer-specific education and persuasive sales activity to encourage business with Company and cross promotes other services and financial products of Company to outside referral sources.
  • Performs work related to the loans the incumbent and/or Mentor originates. Obtains and analyzes pertinent financial and credit data. Follows current loans to ensure conformity with terms. Follows up with customers and prospective customers via telephone and e-mail communication. Completes paperwork related to the loans originated. Prepares materials needed to support incumbent's loan activities. Attends company meetings as necessary. Ensures loan originations are in accordance with regulatory compliance. Ensures documentation is completed in accordance with regulatory compliance. Communicates with the customer throughout the process on an ongoing basis to ensure the customer understands the process.

 

Job Requirements:

Qualifications:

Education

High School Diploma or equivalent experience. (Required)

Experience

1 or more years Prior experience and proven success in sales and client service preferably in a financial industry position. A Bachelor's degree or higher will be accepted in lieu of experience. (Required)

1 or more years Experience in residential lending with a solid knowledge of the local market and regulations. (Preferred)

1 or more years Excellent phone skills and ability to speak professionally with customers. Positive attitude and lots of energy. (Required)

1 or more years Possess solid interpersonal and negotiation skills. Organizational skills and effective time management are necessary in this semi-autonomous, fast paced environment. (Required)

Certifications

Most be SAFE Mortgage Licensing Act compliant within 30 days of employment in this role, including new or transfer of registration, and applicable NMLS background check. (Required)


Apply Here

PI99602827



© 2008-2017 Powered by SmartJobBoard     About Us   Sitemap